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Avoid Fraud on Large Purchases

Given the millions of transactions that occur each month, fraud is actually rare on eBay but it does exist. The most common type of fraud on eBay is a seller that offers an expensive item for sale at an unbelievably good price. When you win the item the seller asks to be paid in cash, cashiers check or money order. You send the money and then the seller disappears.

Demanding a cashier's check or a money order only is a red flag. Never bid on a large purchase if the seller will not take PayPal or a credit card. Always check the seller's feedback and how long they have been registered on eBay.

Most fraudsters set up an eBay account, run a few quick expensive auctions, get the money and either disappears or are kicked off of eBay as soon as they are discovered. Be especially careful if the seller is located outside the U.S.

Use PayPal

Sellers want to be paid quickly and everyone is concerned about fraud. There is no faster or safer way to complete an eBay transaction than PayPal (owned by eBay). PayPal is now used by over 100 Million users around the world and now processes more debit and credit card payments than Citibank. Over 80% of registered eBay users accept PayPal and eBay has fully integrated PayPal into their systems. Take the time to become a verified seller and always give your verified shipping address. This gets you the fraud protection. Go to www.paypal.com .

Did you know you can also use PayPal as a savings account? According to Money Magazine, PayPal now pays the highest rate on ordinary savings accounts. I know once PayPal was paying 4.8% while my bank, Wells Fargo, was only paying 3.3% .

Create an About Me page on eBay

EBay allows you to create a page to describe you and your family or even include your pets. You can put a photo on the page, talk about your hobbies, your family; basically anything you like. The About Me page is where a person can get a sense of who you are and if they would like to do business with you. If you have a web site, this is the one place on eBay where it is allowed to direct buyers to your web site.

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In this context, it follows that financial fluidity or more specifically 'money' is the "key" to achieving the specific goal of freedom from debt, which further leads to financial success. It is the ability to have the things you want and need, despite any occurrence other than the most

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